Click To Call Me: 804-644-0471
Click To Call Me: 804-644-0471
  • Home
  • Buying
    • Buying A Home
    • Homebuyer's Guide
  • Selling
    • Selling Your Home
    • Home Sellers Guide
  • Renting
  • Communities
  • Home Mortgages
  • Schools
  • Utilities & Counties
    • Ashland Virginia
    • Charles City County
    • Chesterfield County
    • Goochland County
    • Hanover County
    • Henrico County
    • Powhatan County
    • Prince George County
    • Richmond Virginia
  • Services
    • Richmond Virginia Public Transportation
    • Home Warranty
    • Homeowners Insurance
    • Title and Settlement
    • Relocation Services
  • Things To Do
    • Visit Richmond VA Website
    • Venture RIchmond Website
    • Richmond Ballet Website
    • Richmond Symphony Website
    • Dog Friendly Places
  • How Much Is My Home Worth?
  • Down Payment Assistance
  • Contact Me
  • Mortgage Glossary
  • Real Estate Glossary

Homeowner's Insurance Options

I Have You Covered

A Full-Service Insurance Agency

Your real estate agent led you to the perfect home. Your Long & Foster Insurance agent will guide you in protecting it.
Insuring your home is a critical part of home ownership. My partners at Long & Foster Insurance take the time to understand your needs and provide recommendations on coverage that works best for you. As an independent agency, they comparison shop for you, finding the highest quality protection for your home at the best value. Not all homeowner's policies are the same, so the Long & Foster Insurance team will help you understand all your options. They’re also a full-service agency offering comprehensive coverage, including homeowner’s, condo, flood, umbrella policies and more. They even offer vacant property insurance options. They will translate policy information from insurance lingo into simple, easy-to-understand terms so you can confidently select the right coverage.

Protect Your Home & Your Investment

Not all homeowner's policies are the same; we'll help you understand all of your options. From property insurance to vacant home insurance to umbrella policies, we've got you covered. We'll even help you understand all the nuances of policy options, so you can understand everything in simple terms and make an informed decision about your coverage.
  • Property insurance policies vary from a basic fire policy to comprehensive homeowner's insurance that protects you from most losses and claims related to your home or personal property
  • Condo insurance should be customized to meet the requirements of the condo association's master policy, while also protecting you and your belongings.
  • Flood damage isn't covered unless you buy flood insurance. The cost is based on a variety of factors, primarily proximity to water and elevation.
  • Umbrella policies protect you and your family's liability from lawsuits or claims arising from accidentally injuring another person or damaging their property. Umbrella policies provide an extra layer of protection over and above your home and auto insurance.
  • Vacant property insurance covers damage or vandalism to unoccupied property, such as a vacation home or home for sale.
  • Home Warranty plans cover repair or replacement of your home's major systems, like heating and AC, as well as appliances.

Let Me Introduce You To Kristin

Kristin Hardt is my go to service parnter for all things insurance and home warranties. Her upbeat additude and bright smile is a fixture in my office. If you are in need of insurance or a home warranty, I will schedule some time for us to meet with Kristin for introductions and give her some background on what you need. She will check all options to get you the best price for the service that you need.
Core Service Partner: Kristin Hardt
INSURANCE MANAGER
Long & Foster Insurance Agency, Inc.

Receive A Call Back

Thank you!

Thanks for being awesome! I have received your request for a call back about a home insurance and will get in touch with you by tomorrow. If this urgent, please give me a call. I look forward to speaking to you! Sara

Error

Bad respond
Sign Up to Recieve Our Newsletter!
Neighborhood News. Market information delivered to your inbox.

Thank you!

Thank you for subcribing to my newsletter!

Error

Bad respond
SaraKoenigRealtor.com Search
About Long & Foster Real Estate Glossary
Mortgage Glossary Mortgage Calculators
Follow Me
Share This Site
Facebook
Twitter
Linkedin
Some services including Mortgage, Insurance and Title & Settlement are provided by the Long & Foster Family of Companies. All information is deemed reliable but not guaranteed, and should be independently verified.Sara Koenig is a real estate agent Licensed in VA #0225255225 Copyright © 2021 All rights reserved.

Hello There! Cookies are being used on this site to enable essential functionality, and analyze website traffic to make sure that the content always stays relevant. By clicking Accept you consent to our use of cookies. Read about how we use cookies.

Your Cookie Settings

We use cookies to enable essential functionality on our website, and analyze website traffic. Read about how we use cookies.

Cookie Categories

Essential

These cookies are strictly necessary to provide you with services available through our websites. You cannot refuse these cookies without impacting how our websites function. You can block or delete them by changing your browser settings, as described under the heading "Managing cookies" in the Privacy and Cookies Policy.

Analytics

These cookies collect information that is used in aggregate form to help us understand how our websites are being used or how effective our marketing campaigns are.